Personal Finance Games

Start class with a money challenge

Choose a rotating financial puzzle, a live class debate, or a five-question vocabulary challenge that gets students thinking before the lesson begins.

Choose a game
Quick Comparison

Choose the format that fits today’s lesson

Each product is designed to run in a browser without named student accounts. Make It Make Cents, Finance Faceoff, and Missing Cents are currently free and publicly available.

Comparison of personal finance games for classroom use
GameBest forFormatTypical timeStudent accountsDevices
Make It Make CentsProjected or independent bell ringersDaily individual, pair, or whole-class challenge5–10 minutesNoneOne projected screen or a device per student or pair
Finance FaceoffWhole-class choice and discussionTeacher-hosted live poll5–10 minutesNoneTeacher display plus an internet-connected device per student or pair
Missing CentsVocabulary checks and quick reviewIndividual or projected five-question challenge3–5 minutesNoneOne projected screen or a browser-enabled device per student

Make It Make Cents

Best for
Projected or independent bell ringers
Format
Daily individual, pair, or whole-class challenge
Time
5–10 minutes
Accounts
No student or teacher accounts
Devices
One projected screen or a device per student or pair

Finance Faceoff

Best for
Whole-class choice and discussion
Format
Teacher-hosted live poll
Time
5–10 minutes
Accounts
No student or teacher accounts
Devices
Teacher display plus an internet-connected device per student or pair

Missing Cents

Best for
Vocabulary checks and quick review
Format
Individual or projected five-question challenge
Time
3–5 minutes
Accounts
No student or teacher accounts
Devices
One projected screen or a browser-enabled device per student
Make It Make Cents vocabulary challenge with a definition hint and letter grid
Projected or independent bell ringers

Make It Make Cents

Use a new short challenge each weekday to activate vocabulary and financial reasoning before the lesson.

What students do

Students solve the day’s vocabulary challenge, complete a financial scenario, or connect related money terms.

How the teacher runs it

Open the daily challenge in a browser, then project it for a shared solve or have students work independently or in pairs.

Best classroom use

A quick opening routine when you want students retrieving language, reading a realistic scenario, or explaining how ideas connect.

Time
5–10 minutes
Audience
Primarily high school
Accounts
No student or teacher accounts
Cost
Free
Play Make It Make Cents (opens in a new tab)
Finance Faceoff classroom money debate comparing two commute choices
Whole-class choice and discussion

Finance Faceoff

Launch a live A-or-B financial decision, collect anonymous votes, and use the results to start a class debate.

What students do

Students join with a six-digit room code, choose between two financial options anonymously, and explain their reasoning.

How the teacher runs it

Start the weekday faceoff, share the room code, reveal the class result, and use the provided prompts to lead the discussion.

Best classroom use

A fast way to compare competing priorities, discuss tradeoffs, and give every student a low-stakes way to choose a position.

Time
5–10 minutes
Audience
No grade range stated by the product
Accounts
No student or teacher accounts
Cost
Free in the current product build
Launch Finance Faceoff (opens in a new tab)
Missing Cents five-question challenge asking students to identify a loan term
Vocabulary checks and quick review

Missing Cents

Give students a compact set of financial fill-ins with hints and explanations, either independently or on a shared screen.

What students do

Students complete five financial sentences, use optional hints, and review an explanation after each response.

How the teacher runs it

Choose the daily challenge or practice mode, then let students work on their own devices or use Classroom View for a shared solve.

Best classroom use

A brief vocabulary check when students need to connect a financial term to the meaning it carries in context.

Time
3–5 minutes
Audience
Middle and high school
Accounts
No student or teacher accounts
Cost
Free
Play Missing Cents (opens in a new tab)
Teacher Routine

Turn the challenge into a short lesson

The strongest follow-up is brief: make students name the evidence, then test whether their reasoning changes when the facts change.

  1. 01Let students commit to an answer or position.
  2. 02Ask them to explain the evidence they used.
  3. 03Reveal or discuss the result.
  4. 04Change one fact or condition.
  5. 05Ask whether their answer changes and why.